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BAH is much more than just an allowance for “shelter”.
It’s an opportunity for you to build wealth while serving our country.
BAH is more than just an allowance for “shelter”.
It’s an opportunity for you to build wealth while serving our country.
Curt “Cooter” D
When Cooter and his wife found the “perfect” home in Burke, VA, there was a problem. 21 other bidders ALSO thought it was the perfect home. We worked with the consummate professionals at Blue Horizons Realty to structure an offer that made ours the most attractive for the Seller to accept. A critical component was a “Rent Back” few other offers included.
Jeff L
“Steve Trautwein changes the lives of military families.
Not only did he educate me as to how I could afford my dream home in Great Falls, Virginia, he showed up at a listing appointment to convince the listing agent why she should choose MY offer over others.”
Andy “AJ” D
Our client, AJ, was piloting his “weekend plane” when strategic planning began on his ideal home. It was a Friday afternoon. We were up against other offers and an Open House was planned for Sunday afternoon.
AJ had to drop his elevation down to 3000 ft in order to electronically sign a Blue Horizons Realty document allowing us to ratify the contract and cancel the Open House.
Would you send a commercial pilot with no military training into combat flying an F-22 Raptor?
Of course not! But that’s what you’re doing when you ask a “generalist lender” and a “generalist real estate agent” to help you with a PCS move.
Most mortgage lenders and realtors go their full careers without successfully executing a PCS move transaction. They don’t understand BAH changes. They likely don’t even know what PCS stands for and how misleading the “P” is. Heck, they think that RIP stands for “Rest in Peace” instead of “Report on Individual Personnel”!
My colleagues at Blue Horizons Realty and I are uniquely focused on helping military officers with their moves . . . PCS or within the National Capital Region. Most important, the odds are high that the listing agent on your ideal home has a bias against VA Loans. We are expert in bringing that listing agent and seller comfort with the VA Loan benefit you have risked your life to earn!
I want you to be my long-term client, not just a one time transaction.
I want you to be my long-term client, not just a one time transaction.
I don’t want to “sell” you a loan, I want to create the one to serve your family’s financial goals. That means, as my long-term client, we will reevaluate your loan every year to ensure the fit is still perfect, collaboratively with any of your financial professionals, such as financial and tax advisers.
Many of our referrals come to us because they had been frustrated by the mortgage process in the past. Many times we find that this occurred because they did not understand the process and their mortgage institution did not communicate effectively with their clients. Our mission is to start educating and preparing our clients from the very start of the transaction.
I don’t want to “sell” you a loan, I want to create the one to serve your family’s financial goals. That means, as my long-term client, we will reevaluate your loan every year to ensure the fit is still perfect, collaboratively with any of your financial professionals, such as financial and tax advisers.
Many of our referrals come to us because they had been frustrated by the mortgage process in the past. Many times we find that this occurred because they did not understand the process and their mortgage institution did not communicate effectively with their clients. Our mission is to start educating and preparing our clients from the very start of the transaction.
Full Underwriting
We will be asking you to submit more documents at the beginning of the process than other lenders would. That’s because we seek to take you through a full underwriting BEFORE you place an offer on a home.
A skimpy pre-qualification just won’t hack it in this low inventory, multi-offer market. This process takes us more than fifteen man/woman-hours versus a 60 minute pre-qualification. There is no added cost for this added work.
You never pay us a dime unless/until you decide to close your mortgage with us. You pay no application fee
Speed & Reputation
It is of critical importance that you start the process with us ASAP, as opposed to waiting to find a home on which to offer. Most important, we seek to take you through financial modeling called “Total Cost Analysis”. This will help you better calculate your budget, factoring in items like “Principal Contribution” and “Tax Benefit”. Also, we want to get you in position to offer a faster close than other lenders can offer.
There are approximately 130 firms/banks/credit unions where you could potentially transact a mortgage in the Washington, DC area. However, there are 4-6 “Local Lenders” in whom listing agents have the most comfort. Many realtors would prefer working with a buyer financed by Intercoastal Mortgage – even though it may not be the highest offer on the table.
We coordinate with your financial professionals to craft the perfect loan, just for you.
A home loan is one of the most important financial decisions in your life. That’s why we believe it is critical to design your loan alongside the people that understand your finances best. Coordinated loans have saved our clients millions of dollars.
I, personally, have over 28 years of experience as a financial adviser and have also trained my team to work closely with financial professionals. Together, we work on a daily basis with financial professionals, providing our clients with tailored loans and helping them save money.
Please fill out a really short questionnaire about who you’re working with. It’s OK if you’re not working with anybody yet — we’d love to recommend the best to you.
We coordinate with your financial professionals to craft the perfect loan, just for you.
A home loan is one of the most important financial decisions in your life. That’s why we believe it is critical to design your loan alongside the people that understand your finances best. Coordinated loans have saved our clients millions of dollars.
I, personally, have over 28 years of experience as a financial adviser and have also trained my team to work closely with financial professionals. Together, we work on a daily basis with financial professionals, providing our clients with tailored loans and helping them save money.
Please fill out a really short questionnaire about who you’re working with. It’s OK if you’re not working with anybody yet — we’d love to recommend the best to you.
Moving Forward:
While we have built our website as a valuable educational and advisory resource, this is NOT a replacement for personal consultation. Please never hesitate to a make an appointment for a personal consultation.